I can't believe the gall that Financial Advisors and their Institutions have when they tell us they want to help with our retirement planning, and they say it with a straight face. There's an army of useless university grads spending hours every day tracking stocks and bonds and funds and trends yada yada. I'm sure its all so very important to them but it doesn't mean a hill of beans to any of us with real jobs. These self-important so and so's have so many ways to help us increase our little nest egg and separate us from our money to the tune of 8 or 9 trillion dollars in the US and Canada alone. These banks, fund and Income Trust companies spend millions of our dollars advertising their services and trying to scare us into investing or purchasing RRSP's so that we can have a comfortable retirement when we grow old. Some advisors will tell you that you will need 70% of your total yearly income to live at an approximate lifestyle that you enjoy today. Others say you will need at least a million dollars for your 20-30 years of retirement.(Because we are all living longer these days.) Whew, some of us will have strokes and coronaries stressing as we save save save, invest invest invest. What happens is your snot-nosed kids get all the cash and you end up as worm food.
I am going to tell you how you can live simply and stress free and retire earlier then you thought. (You may have to move away from your city you grew up in though.) First, you sell everything you own except your car, it's all materialistic junk anyways. Buy 30 acres of wooded property with firm ground and lots of medium to mature trees. It should have some wild birds and assorted game of course. Hire some company to cut down a whack of mature trees and for payment, offer half of all the trees cut down. Get a bunch a buddies to help you build a log cabin with a sweet porch and fix it up nice inside, don't forget to purchase a big honking wood stove to keep you toasty warm at night and in the winter. Purchase a ton of seeds and a rifle, that's going to be for the bulk of your food. For the finer things you can make yourself a potato still and a mini greenhouse for your herb. Nudge nudge, wink wink. You're almost there. Now you buy yourself one of those 5000 watt Cummins diesel generators and get a sunken fuel storage tank to load up for future situations and then hire somebody to dig a fresh water well right there in the back yard.
You will be looking at a modest cash outlay at the start, but if you have a little gumption and intestinal fortitude you will be alright till you're 80 or even 90 years old. I think thats how they did it a 100 years ago and there is NO reason why you can't do it right now.
You're welcome.
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